Showing posts with label workers compensation. Show all posts
Showing posts with label workers compensation. Show all posts

Tuesday, July 15, 2014

Injured on the Job in Illinois? Four Things You Should Do Immediately



Injured on the Job in Illinois? Four Things You Should Do Immediately


Approximately 200,000 work-related accidents occur in Illinois each year. Of those accidents, fewer than 50,000 are reported to the Illinois Workers’ Compensation Commission. Workers’ compensation is a no-fault system of benefits paid by employers, to employees who are injured while conducting work-related duties. There are certain requirements that must be fulfilled to qualify for workers’ compensation under the Illinois Workers’ Compensation Act. If you have experienced a work-related injury, below are four things you should do right away.

1. Report Your Injury

Once an injury occurs at work, report the incident immediately to a supervisor. Illinois law requires an injured employee to notify the employer of the incident within 45 days of the injury in order to be eligible for workers’ compensation benefits. Moreover, only employees are eligible to claim compensation benefits if injured on the job. If you are an independent contractor who is injured while working, you will not be eligible to file a claim. If you are unsure of your work status, contact a Chicago workers’ compensation attorney who can help to answer this question. Similarly, your injury must have happened within the scope of your regular employment, even if the incident occurred off-site. If the injury occurred while you were at work but you were engaged in an activity that was not related to your scope of employment, you may not be able to recover. A worker may be entitled to benefits, however, even if the accident was his or her fault.

2. Seek Medical Treatment

If you have been injured on the job, seek medical attention immediately. Your health and well being are critical and should take priority. A doctor with a good reputation will not only assist you in your journey to recovery but will also provide their expert opinion as to your injuries. This includes providing essential information during the claims process before the arbiter, such as an opinion on how and why you were injured, how severe your injury is, and the best course of treatment. Equally as important is your adherence to the doctor’s orders. Not only will your recovery be smoother and easier, but doing exactly what your medical professional instructs will diminish the likelihood of the insurance company denying your benefits because you exhibited behavior that contradicts your claim.

3. Keep Track of Everything

Many successful workers’ compensation claims are won on the details. Keep a copy of everything, including the written notice that was given to the employer when the incident occurred. As soon as the incident occurs, keep a thorough log of the particulars of the accident, including all medical visits and records, witness contact information, and any other information that may be useful evidence during the claims process.

4. Maintain Transparency

It’s important that your attorney is aware of all details – good and bad – regarding your possible workers’ compensation claim. The more information you provide up front, the better the advocacy will be. In an Illinois workers’ compensation case, an arbitrator – not a judge – will decide disputes, hold hearings and preside over the case. The Illinois Department of Employment Security sets the weekly benefit rates for those who qualify for compensation and the types of benefits include medical expenses, temporary total disability and permanent partial disability. More important, there are statutes of limitations that can bar your claim forever if missed.  

You want an attorney who is well respected, knowledgeable and dutiful to your case. If you have been injured at work, contact an experienced Chicago workers’ compensation attorney today who can discuss your case. The expert attorneys at Bizzieri Law Offices can inform you of your legal rights, including whether or not you are eligible for worker’s compensation, and will fight to get you the justice you deserve.



Wednesday, June 18, 2014

Concerns that New Senate Bill Will Change Illinois’ Workers Compensation System



Concerns that New Senate Bill Will Change Illinois’ Workers Compensation System


Illinois Senate
The new Illinois State Senate Bill 3287 (“SB 3287”) has already been presented and passed by both of the Illinois legislative Houses. SB 3287 amends the existing Illinois workers’ compensation law by creating tort liability for safety service organizations that work closely with brokers, employers and insurers to make sure that workplaces are as safe as possible. Previously, such organizations had immunity, which provided them with legal protections against being sued for their work with insurance companies, employers and brokers. 

 Workers’ compensation laws are put in place to explicitly provide legal protection and a cause of action for employees who are injured on the job. Under current law an injured employee can only bring a cause of action for a personal injury sustained while at the workplace under the Illinois workers’ compensation law. However, the amendment presented in SB 3287 provides an alternative remedy beyond just the Illinois workers’ compensation law for injured employees to receive compensation for injuries sustained while on the job. If approved, an injured worker can bring suit against service organizations for tort liability. Tort liability includes injuries caused by both direct and indirect negligence. Typical service organizations that could face liability include mutual service organizations and other entities that provide advice, guidance and recommendations to entities that are looking to provide safer working conditions for employees.

Senate Bill 3287

This complicated amendment provides that the immunity previously held by service organizations is no longer in place for any third-party entity that is distinctly separate from the employer, broker or insurance company, and which they have retained to provide safe workplace guidance, recommendations and advice. However, if the service organization is wholly owned by the same entity that it is delivering assistance to, that service entity still maintains its immunity status. As a result, employees suffering personal injuries on the job can now bring suits to recover damages and compensation for death or injury from any service organization that provided workplace safety guidance, but only if that organization has separate and distinct legal status. Thus, if you are seeking to bring suit against a service organization for a personal injury sustained on the job, you must determine whether that organization is or is not a separate subsidiary of a common-related broker, insurance company or employer.

Concerns About Senate Bill 3287

Proponents of SB 3287 assert that removal of this immunity is in line with years of legal precedents that have illustrated an injured employee's right to bring suit for all entities responsible for the dangerous and negligent activities that led to the personal injury. However, opponents of the SB 3287, many of whom represent the service organizations, believe that if passed SB 3287 will create a precedent that will lead to the removal of the immunity of all service organizations that have affiliations with other distinct entities. This belief comes from the fact that they view this amendment as a loophole that changes years of existing workers’ compensation laws. These opponents believe that the SB 3287 will unfairly disadvantage smaller service organizations who cannot absorb liability and handle personal injury suits the way that large service organizations with large coffers would be able to do.

Workers’ compensation laws are designed to be the main means through which an injured employee can pursue damages and compensation for injuries sustained while on the job. If SB 3287 is passed, workers will have a new avenue through which to pursue personal injury claims.

Do you have any personal injury-related legal issues or questions Contact a personal injury attorney here at the Bizzieri Law Offices for any legal questions that you have. We work with individuals throughout Chicagoland, including Hickory Hills, Orland Park, Burbank, and surrounding communities.